Majority Report of the Senate Committee on the Practicability of Government and State Insurance (Classic Reprint)
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Excerpt from Majority Report of the Senate Committee on the Practicability of Government and State Insurance
The method by which the compulsion is applied is as follows: The law provides for the establishment of sickness, insurance societies and along with these adopts as its instruments certain societies established by private initiative. Of both these classes of societies there were in 1901 about twenty thousand. To one of these each person subject to compulsory insurance must be long. The societies are of the following kinds: (1) Local sickness-insurance Associations. These are established by munic ipal governments either on the latters' own motion or on the order of the higher administrative authorities, each is managed according to by-laws framed by the municipal government sub ject to the approval of the higher administrative authorities: (2) Factory Associations. Any manufacturer employing fifty persons may form one of these associations for his employees, either voluntarily or on the order of the higher administrative authorities. The by-laws are made by the municipality within whose jurisdiction the factory lies. (3) Building Associations, for the insurance of men employed in constructing railways, roads, canals, dykes, etc. These are formed by the employers on the order of the higher administrative authorities, and are terminated at the completion Of the work. (1) Guild Associa tions, (5) Miners' Associations, and (6) Free Friendly Associa tions. These are all established and conducted by private initia tive, but are placed in the same category with those established by law. (7) Communal Associations. These are established and regulated by municipalities. To one of them all persons sub jcet to compulsory insurance who are not eligible to, or do not choose, membership in a society of the first six classes above named, are required to contribute. The contributions and the benefits of this class are less than in any of the other classes. Thenumber of associations in the various classes, and the num ber of persons insured in each class, were in 1901, as follows.
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