Die zivilrechtlichen Aspekte des Immobilienverzehrkreditvertrages

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»The Civil Law Aspects of the Equity Release Credit Agreement - A Legal-Dogmatic Investigation Including the US-American Legal Situation« The thesis examines the economic and legal basis of the Equity release credit agreement, sec. 491 subsection 3 sentence 4 BGB. The author states that the contract is to be classified as a loan agreement in which the borrower's liability is limited to his residential property. The author elaborates the dogmatic foundations and classifies the contract in the systematics of the BGB. In a final step the thesis drafts a proposal for regulation.