Building, Loan and Savings Associations

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Excerpt from Building, Loan and Savings Associations: How to Organize and Successfully Conduct Them, Embracing the Origin and History of Co-Operative Societies, Objects and Benefits of Building Associations, How to Organize and Successfully Conduct Them, Leagues, Legislation, Constitution and by-Laws, Forms The relation of the association to the depositor and borrower alike, as well as the details of management, have during this time been more critically examined and placed on a scientific basis. Practices that contained an element of danger, obsolete customs and ambiguous or misleading terms of bargaining have been discarded. The touchstone of mutuality has been, and is being, applied to every feature and its merits determined by that standard. While there were many elements that contributed to ward bringing about these changed conditions, the author takes a pardonable pride in the fact that his early effort was, in a measure, a pioneer work in this direction and that he, in conjunction with the host of public-spirited men and women who have been identified with the move ment for the past score of years, may claim a modest meed of credit for having assisted in raising so worthy an institution as the building, loan and savings associa tion to its present dignified position. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully, any imperfections that remain are intentionally left to preserve the state of such historical works.