Building better credit unions

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In the UK, there is increasing acceptance that credit unions have a potentially important role to play in the provision of affordable credit to all sections of society, including those facing financial exclusion. Against this backdrop, Building Better Credit Unions identifies current patterns of credit union development, quantifies the performance of credit unions, and isolates those factors which make some credit unions more successful than others. The report considers the financial profile of the UK credit union movement, examining the relative performance of credit unions for the UK as a whole and separately for Northern Ireland, Scotland, England, and Wales. It also uses case studies to explore key trends within the sector, including consideration of recently established 'fast growth' credit unions, which have received pump priming from their local authorities, as well as a number of merging credit unions. Building Better Credit Unions considers recent UK legislative amendments and