Banking on the People: Democratizing Money in the Digital Age
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Today most money is created, not by governments, but by banks when they make loans. This book takes the reader step by step through the sausage factory of modern money creation, explores improvements made possible by advances in digital technology, and proposes upgrades that could transform the outmoded 19th-century system into one that is democratic, sustainable, and serves the needs of the 21st century.
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